Things to Consider While Choosing a Telephone System For Small Business

When looking for a telephone system for a small business, there are a lot of choices. Which system is best for you, depends on the type of business you have and your operating conditions.

The following options to consider may help you decide which is best for you.

What are Your Options?

You can choose between an analog landline system, a virtual phone system, VoIP on your premise system or a VoIP cloud hosted system.


These have been around for years and are still very reliable and provide a high call quality. Most businesses have a landline as this is still the most common form of telecommunication most of your customers are using.

Some businesses require a more complex system such as Private Branch Exchange especially if they have lots of operators. For this system, you need a large amount of expensive equipment that takes up a lot of room. It’s expected that business landlines will soon become totally obsolete because they offer a very limited service compared to the more modern telephone systems for small businesses that are now available.

They also tend to be rather expensive with toll call charges and equipment rentals. Landline systems have the advantage of being easy to use, but they are not really very flexible or suited to the digital age

Virtual Phone Service

These are really a sophisticated call forwarding service and are only suitable for use between two callers, they are ideal for freelancers and entrepreneurs, but although inexpensive are of limited use for business as they are limited with no room for expansion.

Cellular, Mobile Systems

These systems are more suited to home use and being part of a VoIP System than to be used as a sole telephone system for small businesses.

VoIP On-Premise Solutions

It does not rely on wire lines, but uses data packages transmitted via the internet. Its limitations come in where it still, just like the Private Branch Exchange systems used for landlines you need to have a lot of equipment in order to operate it, equipment that you have to maintain and service yourself.

As this system uses VoIP technology, it’s reliable, flexible and much more suitable for modern companies that landline or cellular mobile phone systems

Cloud VoIP Services

It appears that this will be the telephone systems for small business technology of the future as it is totally scalable and suitable for any size business for a one-man band to large business and multi-corporations.

Because all the services are delivered through the cloud there is no additional hardware or software that you need to purchase maintain or trouble shoot. The whole system is serviced and maintained by your service provider. Everything is included in the one monthly fee.

These types of telephone systems for small business do not require a large investment or expertise to operate and can be set very quickly

When considering which telephone systems for small businesses you should choose some of the main things are affordability, usability and scalability. The modern VoIP telephone systems are very adaptable to suit most personal as well as business applications. With landline expected to soon become obsolete, most businesses will be relying on the internet for all their communication needs.

Economists Say 75 Percent Of The World’s Business Will Be Done Via MLM

Multi-level marketing is definitely the way to go for people
aspiring to have more than just enough to get by on. Most of the
world’s leading economic forecasters say that by the turn of the
century, fully 75% of the world’s consumer business will be
conducted via multi-level marketing plans.

The thing to do is to learn all you can about this method of
selling how it works, and why it works–and then to get going
with a multi-level marketing program that can accumulate a
fortune for you. Make no mistake about it, multi-level marketing
has made a lot of people very rich already, and will make a lot
more people even richer in the coming years.

Multi-level marketing is based upon the idea of each person
involved selling only to his or her friends, with each of these
people in turn, introducing their friends into the program. It’s
definitely an “endless chain” idea that has unlimited
money-making potential.

Theoretically, everybody knows or comes into contact with an
average of 100 different people each week. If only 10 of those
people were to give you $10 per week, you would have an income of
$100 per week. And then, if these people were to duplicate your
efforts, passing back to you, $1 for each new person they
enlisted into the program, and then each person recruited
perpetuated the program, you income would soon be astronomical!

Undoubtedly, you’ve heard the story of how you can become rich
simply by saving a penny a day, and doubling it each day for 30
days. and then, there are the pyramid or chain letter schemes
that we’ve all been offered. Multi-level marketing, in principle,
works the same way, with the only difference being in the product
offered for sale.

All of these programs work to some degree–because there are
government restrictions and laws against the perpetuation of
these ideas–most of them make a big splash when they are first
introduced, and then quickly die out. However, the concept of
initiating a program that sells itself via an endless chain will
always be popular because it holds the promise of bringing riches
if only the chain isn’t broken.

So, multi-level marketing appeals to everybody because it’s an
opportunity for all the participants to get rich with a minimum
investment, and very little time or effort or involvement.

It works because everybody wants to become rich. it’s an idea
that anyone–regardless of education, background or basic
financial status–can perpetuate from the privacy of his or her
own home.

The basic fallacy of multi-level marketing is in the number of
people each individual participant can easily enlist into the
program. After you’ve talked to all your relatives, your
neighbors, co-workers, and friends across town, you’re more or
less stymied as to new people to bring into the program.

The bottom line is simply that you cannot recruit everybody you
talk to–in fact, if you enlist 10% of the people you attempt to
interest in the program, you’ll be doing very well. You’re going
to get some rejections, and these rejections are basically what
turns most people off–deflates their ego, drains their
enthusiasm, and in the end, is the primary reason they drop out.

Regardless of what you sell, you must always have a gaol in
mind–you intend to sell 10 units of a product or recruit 10 new
people into your program between now and the first of the month.
you’ve got to believe that you can do it–want to do it–and then
get out and beat the bushes until you do it! Once you’ve achieved
this first gaol, you should take a day off and reward yourself
with a night on the town or the splurging you’ve always wanted.

But then, after setting a goal for yourself, and then proving
that you can achieve it, you should set a new gaol for yourself–
if you recruited 10 new people into your program last month, then
this month, you’re going to bring in 15 new members.

You’re going to make the really big money in multi-level
marketing by selling “business start-up kits,” and not really
from spending time inspiring or motivating the people you’ve
already brought into the program. In other words, sell the
program to as many people as possible, and count on the
motivational/money-making opportunities with-in your dealer
start-up kit to cause them to put forth the effort to get out and
try to make some money on their own. In the end, and as the old
saying goes: you can lead a horse to water, but you can’t make
him drink it–any time and or energy spend “calling back” on the
people you’ve already sold, is going to cost you money and limit
your gross income. To be successful in selling–and this is the
secret to multi-level riches–you must present your program to as
many people as possible. Close the sale with your first
presentation, and let the buyer either get with it, or die from
his own lack of initiative.

It’s as simple as that–the more people you present your program
to, the more sales you’re going to make. Don’t worry about the
people who have already bought from you–they either will or they
won’t and there’s nothing you can do about it.

Obviously, if you spend all your time on the telephone inviting
people over to a Special Opportunity Party at your house, and
then another 3 -hours presenting your program to them, it’s going
to take you a long time to present your program to 10,000 people
and make $10,000…

And, your costs to rent a hall–advertise–and present a seminar
program–will amount to more than you take in. If you have the
initial promotional abilities, the credit and/or cash, and a
really dynamic program–you can make it big, and quickly, by
staging seminar-type meetings at the rate of 3 to 5 per week.
Still, this is expensive and time consuming– a lot of work on
your part, and not the easiest, most profitable way to go.

The only logical way to go–to reach as many people as possible
for the least amount of money and effort on your part–is via the
mails. In other words, the marrying of your multi-level marketing
efforts to mail order will be the least expensive and most
profitable for you.

You can spend out 50,000 sales letters and multi-level program
brochures in one month, and theoretically make $50,000 from an
expenditure of $10,000 or less–a return of $5 for every dollar
invested, which isn’t bad…

Here’s our recommendation:

1) Write a short, one-page report outlining the basic Success
Secrets of multi-level marketing. You can tag-line this report
with an invitation for the readers to send for a complete or more
detailed manual or tape relative to multi-level how-to; a
directory or current listing of money-making multi-level
programs; or even a listing of other reports relative to
money-making home-based businesses you have for sale.

2) Once you have such a report, the next thing for you to do is
advertise. Write an ad such as: FREE REPORT!… Money-making
secrets of multi-level marketers. SASE to Your name, address,
city, state, zip.

3) Place this ad in one of the national publications carrying
lots of mail order advertisements–such as The National Inquirer,
American Business, Money-making Opportunities, Entrepreneur,
Income Opportunities, Specialty Salesman or any one of the
hundreds of other such publications. It is our recommendation
that you contract to run such an ad over three issues. This will
give your ad maximum exposure, and should result in an
overwhelming number of responses for you.

4) In reply to each SASE you receive, first list the name and
address of each respondent, along with the date received and what
you send back to them, on 3 by 5 cards. Arrange these cards in
zip code and alphabetical order, and store them in an old shoe
box. Then, you take your one page report and along with your
multi-level marketing brochure–your program–you stuff the
envelopes and drop them off in your nearest mail box.

If you ad runs in the National Inquirer, you could expect to get
1,000 or more responses each time it runs. So far, your cost is
for the ad–the printing of the one page report–and your
multi-level program brochures. From these 1,000 free reports you
send out you should be able to convert about 300 into new members
into the multi-level program you’re promoting.

Thus, for an initial cost of $30 for the ad–$100 for the MLM
brochures–and the time it takes you to stuff the envelopes–300
buyers at $10 each will give you a gross of $3,000… And that’s
how you parlay your multi-level program into a fortune, using
mail order selling techniques.

One very important thing to always remember relative to starting
a new business: You cannot take any money coming in from you
business advertising, and use it to pay your “everyday” bills. In
other words, you cannot expect to use this money to live on—you
have to pour it back into your business to perpetuate that flow
of income.

Whenever you advertise, in addition to replies to your offer, you
can expect a “ton of mail” from other people trying to interest
you in what they’re selling. Basically, you should go through all of
this “junk mail’ and look over, save the stuff that looks
interesting, is well done, or that you can learn from, and
perhaps “lift” some ideas from for use in your own selling

Compile the names of the people and/or companies sending these
offers to you. Just as with those replying to advertised offer,
jot down the date and a short description of the material
received–and then send them a sales letter/brochure about your
multi-level program. In sending out sales letter/brochures to
thee people, you don’t have to send them out immediately. You can
list these people in an “incoming offer notebook,” and then
include them with your regular direct mail packages you send out.
But for sure, clip the stamps and save the incoming envelopes
along with those from your bona fide replies.

5) So you’ve spent $150 and made about $3,000 in a period of
about three months. Now you want to perpetuate this income, and
build it to twice that amount coming in every month. What you do
is take the income from that first ad, and increase your
advertising. In other words, use it to buy ad space in as many
other publications as possible.

If you first $150 brought in $3,000 from exposure in just one
publication, $2,000 will bring you $50,000 from exposure in 10
different publications. Continue multiplying your advertising
exposure and it won’t be long before you will be “snowed under”
with dollar bills, checks and money orders. remember this though,
you cannot really spend any of that money on yourself until the
business is bringing in several thousand dollars per month on a
regular basis. You have to pour it back into the business in
order to allow your business to reach its full potential.

6) Make up a one-page “Money Tree” circular, similar to ours
which included a reference material within this report. Be sure
that you keep the cost to “find out about your program” to $2 or
less. Then, with a listing of money making reports such as
ours–printed on the back of your “Money Tree” circular–shotgun
this out to as many people as possible.

We’ve had outstanding success handing them out at local shopping
centers, passing them out door-to-door, and by including them as
“ride-alongs” with our bulk junk mailing program. The important
thing again, is to present your offer to as many different people
as possible–particularly to those people with an itch to get
rich quick…

In addition to circulating you “Money Tree” flyers by hand, you
should rent or buy-on a regular basis–as many different mailing
lists on income opportunity seekers as you can afford, and
shotgun one of your circulars to each of these names. The
publisher of this report (PREMIER) has names and addresses of
customers for $35 per thousand, on peel and stick labels. You can
also find inexpensive mailing list suppliers in just about any
publication that carries mail order advertising.

For sure, you should spend the money to obtain a 3rd class bulk
rate mailing permit, and then use it to send out all your
mailings. Start by sending out 250 pieces per week, and then
gradually increase your volume to the point where you’re sending
out 5,000 or more pieces per week, and you’ll be in business.

7) So the secrets to getting rich in mail order have to do with
presenting a free offer most people will find hard to pass up.
You make your money from whatever you send out in reply to the
people taking you up on the free offer.

You send them a copy of the free report, plus your multi-level
marketing brochure. You can stop there if you want, but there’s
lots more money to be made just from these initial efforts.

Follow-up offers to people who, themselves are out beating the
buses attempting to drum up extra income, is the way the game is
played. So, when you receive all these names nd addresses of
people interested in receiving a report on multi-level marketing,
you compile the names and rent or sell them to other multi-level

Besides including your “Money Tree” circular, and the mailing
list rental offer, you should also include a one page circular
describing and offering for sale, a listing of your money-making
reports. And then, by soliciting co-op mailings from other mail
order operators, you’ll have a “pretty full” envelope of offers
going out.

Finally, the one thing you must always bear in mind is how your
mailing package looks to the person receiving it. Your envelopes
should be professionally printed with your return address–your
sales letters should be written to impress the recipient; no
misspelled words or smudges from erasures or worn out
typewriters; and the eye-appeal of your coupons or offers which
are included; and by all means, the quality of your multi-level
brochure. Although multiple colored printing does tend to pull
better that just black and white, you can do very well starting
with just black and white materials so long a the image you
project is all professional. Photo-copying your offers hoping for
the best, just won’t do. The more affluent you appear to be, fro
your envelope to each offer contained within, the better your
chances of making a sale.

So, that’s how it’s done–you can take these methods of how we’ve
done it, maybe even improve upon them a bit, and make tons of
money–or you can set everything aside and tell yourself that
you’ll get started on it next week. The thing is, the
instructions are valid and the opportunity is here and
now–whatever you do is up to you.

Small Business Merchant Account

WARNING. That’s the overall theme these days for those looking to find the right small business merchant accounts. Misleading and misguiding the customer into a painful gulf of financial woe seems to be the end result of most business owner’s relationships with merchant services credit card processing companies. Not a great way to do business, but I suppose it will work for the short term right? How greedy can they be?

Well, in this article I’m going to lay out the brass tacks and tell you like it is. I’m not going to come up with euphemistic language and tip-toe around the elephant in the living room either. I am going to tell you the facts you will without a doubt need to know before you sign ANY agreement with ANY merchant processor.

I have been a successful multi-business owner now for over 15 years, and have had much sustained contact and interaction (both positive and negative) with the merchant services credit card processing companies.

I can say with an unwavering degree of certainty that this advice will be relevant, sound, and reliable, and is here to assist you in making an intelligent and informed decision. The following is a closer look into some of the antiquated antics of the legion of merchant services credit card processing companies.

1. Bait and switch ploys. Read the fine print. They will always make a big deal about the fact that their rates are better than the other guys, but are they really? Believe it or not but they are counting on the fact that you are probably not going to read the agreement. After all, do you really have time to go through all the teeny tiny little clauses and sentences to find a needle in a haystack? Probably not.

Many times the rates that they are quoting you are only good for 30 days! Then after the increase starts tapping your account dry while you find out that even though you were told there was no contract term that they outright lied to you and you are in contract for the next 3 years! Ouch! If you have a lawyer or some kind of pre-paid legal service, they offer contract reading at little or no cost. This way, no one is going to jump out of the bushes after you’ve signed the “paperwork”.

2. Long funding delays, hold of funding. One would expect after someone submits a payment online or in store for a purchase that the payment would be posted to their accounts within a few business days right? One would think, but some processors can take up to 180 days! That’s pretty scary when you’re trying to run a successful business (to say the least). The reason that they held onto the money was because there is a chargeback timeframe that lasts 180 days.

A chargeback is when someone wants a refund credited back to their credit card. Since most merchant processors don’t take any risk, they will hold your money until the chargeback timeframe has passed and then credit your accounts after 180 days. That’s a long time to wait for your money. Much too long. Again, make sure you read the fine print and get your attorney or prepaid service to review the contract to make sure you aren’t on the wrong end of the gun! It could literally mean the difference between being in business and being out of business!

3. Free Equipment Ploys. Free equipment sounds great. Is it really “free”. Of course it ISN’T. Most of the time there are higher fees attached to these types of agreements to compensate for the cost of the “free” equipment. In addition, if you ever decide that you no longer wish to use this processor, they will actually bill you for the “free” equipment! I had a friend that told me when he went to cancel his agreement they sent him a bill for $800 for the terminal! Free?? What happened? Someone lied. Plain and simple.

4. No Term/No Contract/No Term Agreement. There will always be something you need to agree to in order to outline the parameters of the agreement. I mean think about it. You have to have a legitimate business to get a merchant account! Patriot Act, Fraud, Illegal Activity and so on is happening all the time. If they offer you this and you do get it with no paperwork, then you need to be afraid. Be very afraid! Never take equipment from anyone with whom you’ve not filled out delineating paperwork with and had your lawyer review. It’s not a good bet.

So, in essence it’s really about investigating the company to make sure they are legitimate and that they aren’t trying to bamboozle you. Review the documents before signing, meet with your attorney, investigate the company, and above all ask questions! Normally the questions you don’t ask will contain the answers that could literally destroy your business! The truth is that they lie!

Everyone has to make money. And everyone wants to know who they can trust when they enter into a binding agreement. Having been through pains and tribulations of all flavors with this stuff myself many MANY times, I highly recommend the company at the link below.

They even analyzed my then current monthly statement for me for free and pointed out some hidden discrepancies that were costing me a bundle.In addition I was automatically enrolled in their affiliate program so I can offset my own costs. Now my processing bill is almost half of what it used to be. I give them Five Stars.

Click here to save money on your small business merchant accounts.